In a major step toward providing affordable housing for low-income families, Chief Minister Maryam Nawaz’s flagship initiative, Apni Chhat Apna Ghar, has officially partnered with the Bank of Punjab. This collaboration aims to make interest-free home loans easier and faster to access for thousands of deserving households across Punjab.
The partnership was sealed through a formal Memorandum of Understanding (MoU) signed between the Punjab Housing Department and the Bank of Punjab. The signing ceremony was attended by Punjab Housing Minister Bilal Yasin, Bank President Zafar Masud, and other top officials, marking a strong commitment to reshaping the province’s housing landscape.
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What the Partnership Means for You
Under this agreement, the Bank of Punjab will be the exclusive financing partner for housing loans in the fiscal year 2025–26. This means:
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Faster processing of interest-free home loans
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Simplified documentation and approval process
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More funding for qualified applicants
So far, over Rs. 60 billion in loans have already been disbursed to 52,000+ beneficiaries, with Rs. 900 million recovered every month through easy installments. An additional Rs. 10 billion will be released soon to expand the reach of the programme.
Building Homes & Futures
With a goal of 100,000 homes in 4.5 years, the programme is already changing lives. The housing initiative includes:
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Construction on government land
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Affordable homes in private schemes
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Interest-free loans for families with small plots
According to housing officials, over 51,000 families now own their homes, while 45,000+ houses are under construction. The project is expected to create 500,000 jobs, giving both shelter and income opportunities to the people of Punjab.
More Than Just Housing
The Apni Chhat Apna Ghar scheme is more than a building project—it’s a social revolution aimed at restoring dignity and security to underprivileged families. With CM Maryam Nawaz’s vision and the support of the Bank of Punjab, this initiative is shaping a brighter, more stable future for thousands.
Good work
Maryam Nawaz zinda bad
I need this
I needed Apna gar apni chat
Always appreciated for your hard work mam .
It’s a good News 😁
Main ne bhi qarza Lena Hy mujhe btae ke kese apply kry?
How to apply
Wondering
I also want apni chat apna Ghar.plz help us.Thanks to CM Punjab.
Hello mujha job ki zarorat ha
Hello, how it’s gonna work? Guide us the procedure as well.
Good luck
APNA gar sakim min hisa
A true & courageous leader. Next PM Insha Allah
I want to apply this program
I am interested to recieve this loan .this is a good scheme